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Terms of Service

Written by Patrick Cambria on 17 November 2025. Posted in Legal.

Terms of Service (TOS)

Effective Date: November 17, 2025
Website: https://PatrickCambria.com

Welcome to PatrickCambria.com (“we,” “our,” “us,” or “the Site”). By accessing or using our website, content, products, and services, you agree to the following Terms of Service. If you do not agree, discontinue use immediately.

  1. Use of the Website

You agree to use the Site only for lawful purposes and in a manner that does not:

  • Violate any laws or regulations
  • Infringe on intellectual property rights
  • Disrupt security or functionality
  • Harass, harm, or impersonate others

We may suspend or terminate access without notice for violations.

  1. Intellectual Property Rights

All content on PatrickCambria.com — including images, text, media, trademarks, logos, graphics, videos, and digital downloads — is owned by or licensed to us and protected by copyright and trademark laws.
You may not reproduce, resell, or redistribute content without written permission.

  1. Purchases & Payments

If products or services are sold on the website:

  • Payment is required at checkout
  • Prices may change at any time without notice
  • Taxes and fees may apply
  • Fraud, chargebacks, or disputes may lead to account restriction

All payments are processed securely through third-party payment processors (e.g., Stripe, PayPal, Shopify Payments). We do not store full credit card information.

  1. Shipping, Returns & Refunds

Refer to our Refund & Return Policy below for complete details.

  1. User-Generated Content

By submitting comments, media, messages, or content, you grant us a non-exclusive, royalty-free, worldwide license to use, display, and reproduce the content for promotional and operational purposes.

You agree not to upload harmful, illegal, violent, or copyrighted material without permission.

  1. Third-Party Links & Services

We may include links, embeds, affiliates, or services provided by third parties. We are not responsible for external content, privacy practices, or business operations.

  1. Disclaimers

All content is provided “as-is” and “as available.”
We do not guarantee:

  • Accuracy or completeness of information
  • Availability or error-free performance
  • Any implied warranties of fitness or merchantability

Use the Site at your own risk.

  1. Limitation of Liability

To the fullest extent allowed by law, we are not liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits, data, or use
  • Website downtime, errors, or interruptions
  1. Governing Law

These terms are governed by the laws of the United States and the state where the business owner resides, without regard to conflict-of-law principles.

  1. Updates to Terms

We may modify these terms at any time. Updated versions will include a revised Effective Date. Continued use signifies acceptance.

Contact

For questions or concerns:
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